Patrick Barnard


The Appraisal Report: Last Bastion For ‘Unstructured Data’ In Mortgage

This article was originally published HERE for more articles from Patrick Barnard or Mortgage Orb, you can visit In case you didn’t notice, the mortgage process is becoming increasingly standardized as time goes on. Not only did the Great Recession significantly reduce the variety of mortgage products available on the market, but new rules related to underwriting and loan …

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The Appraiser ‘Shortage’: What Can Be Done?

This article was originally published HERE for more articles from Patrick Barnard or Mortgage Orb, you can visit The number of active real estate appraisers continues to shrink, raising questions for mortgage lenders and servicers about how quickly they will be able to get home appraisals in the future and, perhaps more important, how good the quality of the reports will be. Recent …

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