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Predicting Homeowner Delinquency Risk

February marked the 26th consecutive month of falling annual overall delinquency rates, but as unemployment rises, economists predict a steady wave in the coming months. The post Predicting Homeowner Delinquency Risk appeared first on DSNews.

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OCC Finalizes Community Reinvestment Act Rule Changes

The final rule will increase bank CRA-related lending, investment, and services in low- and moderate-income communities. However, here’s why some groups called the change a “dangerous distraction.” The post OCC Finalizes Community Reinvestment Act Rule Changes appeared first on DSNews.

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DS5: Embracing Diversity in the Mortgage Industry

This episode of DS5: Inside the Industry features Matthew Freeman, co-author of the book “Overcoming Bias”—which uses stories and exercises to help readers reflect on personal experiences and uncover how hidden biases are formed. The post DS5: Embracing Diversity in the Mortgage Industry appeared first on DSNews.

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Borrowers in Forbearance Can Still Get a Mortgage, Probably; GSE Conservatorship Exit is Still a Thing

Homeowners who have been granted forbearance from making full payments on their GSE guaranteed loans during the COVID-19 crisis may still be able to refinance or buy a new home when the crisis ends. The Federal Housing Finance Agency (FHFA) has announced that Fannie Mae and Freddie Mac will permit borrower to obtain a new mortgage under the following conditions …

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Update on CARES Act and Liquidity

The Federal Reserve and the Treasury delivered testimony before the Senate Banking Commitee on how the CARES Act is assisting lenders and servicers nationwide. The post Update on CARES Act and Liquidity appeared first on DSNews.

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