Wednesday , 20 January 2021

Loan Application Defects Are Down From 2019

The Loan Application Defect Index (LADI) remained steady in October compared with the prior month but remains 10% lower than October 2019; purchase-loan fraud risk increased 1.2% month-over-month, and less risky refinance fraud risk did not change, according to First American Mortgage Solutions’ Loan Application Defect Index, which examines various portions of loan applications for the month of …

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